I just came across this blog. One of the articles has a very reasoned discussion about the NHS.
Basically, the arguement is that we expect other people to take care of us - and in the NHS's case , for free.
Why should skiers have to have insurance or pay up themselves if the have an accident? Why not hillwalkers, climbers, potholers etc.
And a Saturday night drunk who turns up at A&E? Er, that'll be £100 please - credit cards accepted.