There's an old Romanian saying....

... which I suppose is directly related to the Communist years when loo paper was in short supply. I still see tourists, in particular American backpackers, clutching vast quantities of supersoft as they struggle out of Bucharest Airport - which appears to have two names -Henri Coanda and Otopeni.
Anyway, the saying is: " Always keep a lot of toilet paper as you never know when you might be in the shit".
I was reminded of it this morning when I read about Northern Rock and its requirement for £13 odd BILLION over the next 4 months.
That's on top of the £3billion already drawn from Merve the Swerve.
And did you notice that noone drew any of the £10billion Merve had made available? Hardly surprising as it was pitched above the prevailing rate. Banks may need and want the money, but taking it at the rate offered would have started another panic at the tills of whoever took it. Cash-strapped they may be, stupid they are not.
So, for those of you who have been following all this, the sticking-plaster may be in place, but I would keep the loopaper handy.
As an aside, there is a class of yacht on the Clyde called a Piper.
When looking for a name for one some years ago, and in keeping with Scottish tradition, the official, approved and registered name was never mentioned ( cf The Clyde Arc Bridge, unkown except as The Squinty Bridge).
She was always Loo-piper.