I think I've mentioned this before on here, but many years ago when I did my first deal, my elderly and kindly Bank Manager, after listening to what I had to say ( and no I didn't provide a meaningless cash flow or business plan) said,
" Aye, well, I'll give you the money but remember this: it's not your money, it's not my money, it's not even the Bank's money. It belongs to all the people who deposit money with us, and I'm relying on you to repay them."
If only...
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